Real estate crowdlending,backed by Ecuadorian bricks.
Ecavista connects investors with property-secured loans across Quito, Guayaquil and Cuenca. Diversify from USD 100, earn fixed interest and receive monthly payouts in U.S. dollars.
Early access
Quito · Cumbayá · Samborondón
Real Estate Crowdlending in Ecuador
USD 12.4M
Funded since 2022
8.6%
Average net annual yield
100%
Loans backed by real collateral
USD 100
Minimum investment per project
What is real estate crowdlending?
Real estate crowdlending is a collective financing model where multiple people lend money to property developers through a digital platform. In exchange, investors receive fixed interest and the loan is secured by real collateral — typically a mortgage or trust on the underlying asset.
Pooled loan, individual collateral
At Ecavista every project is structured as a loan secured by a mortgage or commercial trust over a specific property in Ecuador. You choose how much to allocate, the developer receives the capital to execute the project, and principal plus interest payments are distributed monthly.
Passive income in U.S. dollars
Receive monthly interest in USD directly to your Ecuadorian or international bank account, without managing tenants or properties.
Low entry barrier
Start with USD 100. Diversify your portfolio across residential, office and tourism developments.
Property-backed guarantee
Every loan is backed by a mortgage or commercial trust registered with Ecuador's Property Registry.
How Ecavista works in 4 steps
Designed for Ecuadorian investors and residents who want exposure to property without owning an entire building.
01 · Create your account
Verify your identity with your ID card or passport and complete the suitability questionnaire. We comply with Ecuador's anti-money-laundering regulations.
02 · Choose a project
Review every issuance brief: location, term, fixed rate, registered collateral and audited payment schedule.
03 · Invest from USD 100
Transfer funds via local Ecuadorian banking or international wire. Capital is released to the developer in milestones.
04 · Receive monthly payouts
Every month you collect principal and interest in dollars. At project closing the collateral is released and your loan is cancelled.
Why invest in Ecuadorian real estate
Ecuador combines a dollarized economy since the year 2000, sustained housing demand and square-meter prices significantly lower than the Andean regional average.
Dollarized economy
No currency risk: your principal and interest are denominated in U.S. dollars from day one.
Structural housing deficit
Ecuador shows a housing deficit of roughly 2.3 million households according to official figures updated to 2026.
Modernized legal framework
The Organic Law on the Popular and Solidarity Financial System and the Superintendence of Companies have allowed participatory financing since 2020.
Affordable prices
Average square-meter prices in Quito and Cuenca sit between USD 1,250 and USD 1,850 — attractive margins for well-structured projects.
Built for demanding investors
Every product decision is designed to make your capital work with the highest possible security and transparency.
Fixed advertised rates
You know your yield from day one. No surprises, no variable returns.
Monthly payouts
You collect principal and interest every month, not at project end.
Independent escrow account
Funds are held in a commercial trust administered by a licensed Ecuadorian trustee.
Rigorous credit underwriting
Every developer goes through a committee that reviews appraisal, cash flow and prior track record.
Monthly reporting
You receive a project update with construction progress, photos and collateral status.
Local human support
An Ecuadorian team in Quito available in your local time zone to answer your questions.
The next issuance is closing soon.
Reserve your slot and receive the full dossier with rate, term, collateral and payment schedule.
Reserve my slot
What people ask us before investing
With crowdfunding you acquire equity in the property and your return depends on the project's success. With crowdlending you lend money to the developer and earn fixed interest backed by a registered mortgage guarantee.