Last updated: January 12, 2026
Terms & Conditions
These terms govern the use of the site ecavista.com and the services provided by the real estate crowdlending platform operated by Ecavista Crowdlending Inmobiliario S.A.S., an Ecuadorian company with tax ID 1793204856001.
1. Acceptance
Access to the site implies full acceptance of these terms. If you do not agree with any of the points, we kindly ask you to stop using the platform.
2. Services provided
Ecavista intermediates collective loans secured by mortgages or trusts over real estate located in Ecuador. It does not act as a banking entity and does not manage public deposits.
3. Registration and verification
To invest you must register, complete the suitability questionnaire and verify your identity. We reserve the right to reject or suspend accounts that fail to comply with anti-money-laundering rules or that submit inaccurate information.
4. Investor obligations
The user declares that invested funds come from lawful activities, that they have read each issuance brief and that they understand investments are not guaranteed by COSEDE.
5. Risks
Investments in real estate crowdlending entail risk of default, delay or total loss of capital. Ecavista provides for enforcement of collateral but does not guarantee returns.
6. Fees
Ecavista charges a success fee to developers upon each closed issuance. Investors do not pay opening, maintenance or amortized capital withdrawal fees.
7. Intellectual property
All content, brands, logos and software on ecavista.com are owned by Ecavista or its licensors. Reproduction without written authorization is prohibited.
8. Governing law and jurisdiction
These terms are governed by the laws of the Republic of Ecuador. Any dispute will be submitted to the competent courts of the Metropolitan District of Quito, unless arbitration is agreed in writing.
9. Contact
For questions about these terms write to legal@ecavista.com or call +593 2 396 0140.